‘Tis the season to be jolly, but it’s also the season to be frugal.

Frugality is sometimes confused with being stingy, but I personally liken one who is frugal to someone who is being prudent.  “Who am I trying to kid?” you may well ask.

Am I trying to deceive myself in thinking that I’m not Ebenezer Scrooge in disguise every-time Christmas is upon me?

Or am I genuine in my feelings that spending huge amounts of money, that I may or may not have, does very little towards my own personal growth and self-improvement?

I’ll leave you to answer the previous questions after you have read this post. Read more…