‘Tis the season to be jolly, but it’s also the season to be frugal.

Frugality is sometimes confused with being stingy, but I personally liken one who is frugal to someone who is being prudent.  “Who am I trying to kid?” you may well ask.

Am I trying to deceive myself in thinking that I’m not Ebenezer Scrooge in disguise every-time Christmas is upon me?

Or am I genuine in my feelings that spending huge amounts of money, that I may or may not have, does very little towards my own personal growth and self-improvement?

I’ll leave you to answer the previous questions after you have read this post. Read more…

With Christmas being just around the proverbial corner, the short video featured in this post has been delivered by Santa (or more like Stefan Molyneux) at just the right time to empower me to emancipate myself from this mesmerising system of consumerism.

I think we all know about the social pressures and demands for us to spend what we don’t have on material goods, especially during the Christmas period.

Who doesn’t have children or loved ones who expect a bounty of prized possessions awaiting them under a twinkling tree towering over wrapped up temporary pleasures?

What the recipients fail to understand is the impending stress and anxiety of debts owed by the giver, who mostly through guilt have previously sold their soul to that yoke of a credit card.

Read more…